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TRIA Endorsement Published and Added to Insurance Documents Section

Coverage is included in the policy for otherwise insured damages arising out of certified acts of terrorism. The Terrorism Risk Insurance Act, including all amendments (“TRIA”), defines an act of terrorism as any act that is certified by the Secretary of the Treasury, in consultation with the Secretary of Homeland Security, and the Attorney General of the United States, to be an act of terrorism; to be a violent act or an act that is dangerous to human life, property, or infrastructure; to have resulted in damage within the United States, or outside the United States in the case of certain air carriers or vessels or the premises of a United States mission; and to have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. Any damages otherwise insured under the policy caused by certified acts of terrorism may be partially reimbursed by the United States under a formula established by federal law. To view, download, or print Policy Booklets, Bylaws, and other featured documents visit the Insurance Documents page (login required).