Will OMIC consider me if I have had any claims?

Yes. One of the advantages of being insured through OMIC is that we have a committee of experienced, practicing ophthalmologists who review each claim. We know that claims sometimes are simply an unavoidable result of practice in today’s litigious environment. While OMIC does consider claims frequency and severity, we also look beyond the “numbers” when evaluating the quality of care rendered and when determining your eligibility for insurance.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

Policyholder Services

Will OMIC consider me if I have had any claims?