What is an occurrence policy?

An occurrence policy is a form of insurance that provides coverage for all claims arising from incidents that occur while the policy is in force, regardless of when the claim is ultimately reported. “Tail” coverage is not needed upon cancellation.

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A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.

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What is an occurrence policy?