Policyholder Services



Optical Shop Application

Download OMIC’s application for this exposure using the toolbar above.

Coverage for an optical shop is included under your policy only after an application is submitted, reviewed, and approved. If approved for coverage, the optical shop and its employees will share liability limits with the owner-ophthalmologist/entity.

Due to state patient compensation/excess liability fund prohibitions on the sharing of liability limits, coverage is not available for optical shops in Kansas, Nebraska, Pennsylvania, or Wisconsin.

Visit the Coverage Q&A section or Contact Your Rep if you have any questions about OMIC’s coverage.

 

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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