If I’m in a Patient Compensation or Excess Liability Fund state, can I buy OMIC coverage and still participate in the benefits of the PCF?

In New Mexico, physicians must be insured on an occurrence basis (which OMIC does not offer) to be eligible for participation in the PCF. In all other states where OMIC offers coverage, our insureds may participate, and many do. In some states, participation in the PCF is mandatory, while in others it is optional. Please contact us to determine which rules apply to you.

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If I’m in a Patient Compensation or Excess Liability Fund state, can I buy OMIC coverage and still participate in the benefits of the PCF?