Policyholder Services



Does OMIC provide Locum Tenens coverage?

Updated 4/5/2016

Yes. In most states, OMIC provides locum tenens coverage for up to 90 days per year, free of charge, for physicians who temporarily substitute for you in your absence. Each locum tenens will be endorsed to your policy as an additional insured at shared limits following review and approval of an Application for Locum Tenens (download above). Due to legislation prohibiting the sharing of limits between health care providers, OMIC is unable to offer locum tenens coverage in Kansas, Nebraska, Pennsylvania, or Wisconsin.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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