Do I have to pay my annual premium in full when I join?

No. To help ease financial burdens, OMIC has set up a quarterly installment plan for premium payments. A modest service charge is assessed for this convenience.

Unlike premium payments, premium taxes and Patient Compensation/Excess Liability Fund assessments, if applicable, must be paid in full at policy issuance.

For your convenience, OMIC has enabled online payment by credit card (Visa, MasterCard, American Express, Discover), digital wallet (GooglePay, ApplePay, PayPal), and electronic transfer.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.

Policyholder Services

Do I have to pay my annual premium in full when I join?