Policyholder Services

Do I have to pay a capital contribution or surplus contribution to join OMIC?

No.  Although OMIC has the right to require surplus or capital contributions, the company has not done so since its early days of operation. The only payment you make is your premium (and applicable installment charge if you elect to pay on a quarterly basis).   State-mandated premium taxes and Patient Compensation/Excess Liability Fund fees may also apply, depending upon your state of practice.