Policyholder Services



Are refractive surgery procedures covered?

Yes.  Coverage for refractive surgery procedures (including extraocular procedures such as PRK and LASIK and intraocular procedures such as RLE and phakic implants) is automatically included within the Surgery Class 3 rating classification.

Updated 10/2/2019

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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