Cyber eMD Coverage Included in Your OMIC Policy

Ray Fontenot, VP Underwriting You’ve likely seen headlines announcing massive data breaches of sensitive data maintained by large banks or credit card companies and wondered if there really is any way to keep your personal information completely “safe” in an age of almost universal electronic and online data transactions. Well don’t look now, but health care is quickly following suit with much of our sensitive health information moving to EHRs and communication between physicians and practices being conducted often by email on PDA devices or portable computers.

Don’t make the mistake of thinking that the information you maintain electronically is not at risk. In the past 6 months alone, OMIC has recorded claims related to unauthorized access to EMRs, lost laptops with health and financial records, destruction of health files, and theft of information by disgruntled employees.

See the following articles that discuss:

eMD “Cyber Liability” Coverage added to our malpractice policy

Tips on what you should do to secure your electronic data

OMIC Resources:

What You Should Do Now To Protect Your Patient’s Eye Health Information

EMR Data Breach: Who Ya Gonna Call?

BRP/eMD Q&A

AMA Guide on Data Encryption:

HIPAA Security Rule

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.