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An occurrence policy is a form of insurance that provides coverage for all claims arising from incidents that occur while the policy is in force, regardless of when the claim is ultimately reported. “Tail” coverage is not needed upon cancellation.
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Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.
Ophthalmic Mutual Insurance Company (OMIC)Phone: (800) 562-6642
655 Beach Street | San Francisco, CA 94109-1336Fax: (415) 771-7087
PO Box 880610 | San Francisco, CA 94188-0610Email: omic@omic.com
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