Policyholder Services



Does OMIC cover implantation of permanent keratoprostheses?

Yes. A permanent keratoprosthesis is an artificial cornea used to improve vision in patients with severely damaged corneas for whom corneal transplants are not a viable option. As a recognized procedure for end-stage corneal disease, OMIC covers the implantation of artificial corneas, such as the Boston Keratoprosthesis (KPro), AlphaCorTM Keratoprosthesis, and Osteo-Odonto Keratoprosthesis (OOKP), under the standard Surgery Class 3 coverage. Surgeons who implant keratoprostheses should conduct an adequate informed consent discussion that addresses not only the potential risks and complications of this high risk procedure but also the procedure’s limitations and, where applicable, the off-label or unapproved FDA status of the device.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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