Policy Forms and Updates

The policy Terms and Conditions (booklet and updates, if any) in place on the effective date of the Policy Period listed on your policy Declarations are the policy Terms and Conditions applicable to that Policy Period. However, if OMIC adopts any revisions that broaden coverage without payment of additional premium, the broadened coverage will automatically apply on the date OMIC authorizes the change.

2020 Policy Booklet

1/1/2020 Policy. Click on the policy booklet image to download a PDF copy of the policy effective as of January 1, 2020 – Form OPF20001. Kansas ophthalmologists, please click here for a policy with Kansas-specific notice. The 1/1/2020 Policy was modified effective 1/1/2020, 3/1/2021, 1/1/2022, and 5/21/2022. Modifications may be viewed here.

2024 Policy Booklet

9/1/2024 Policy. Click on the policy booklet image to download a PDF copy of the policy effective as of September 1, 2024 – Form OPF24001. Kansas ophthalmologists, please click here for a policy with Kansas-specific notice.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.