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Insurance for tangential perils of medical practice
NAS Insurance Services has been chosen by OMIC as a preferred referral market for a range of business-related insurance products. Founded in 1975, NAS was the first to conceive of insuring businesses for legal expenses related to numerous perils they experience—a type of coverage not provided by typical liability insurance at the time.
The NAS Insurance Agency can help you shop for a variety of business coverages that are tailored specifically for ophthalmic practice. NAS accesses top-rated carriers and markets not available on a direct basis, including Lloyds of London. The agency can obtain competitive quotes for business owners policies and general liability coverage through major carriers such as The Hartford. As highlighted in this Digest, it is important to have appropriate and comprehensive coverage in place for slips and falls and other tangential perils of medical practice.
OMIC policyholders already have 14 insurance benefits provided under their standard malpractice policy that cover regulatory, fraud abuse, HIPAA, and eMD (cyber liability) exposures. Learn about the coverage you already have as an insured by visiting www.omic.com/policyholder/benefits.
To buy additional coverage for the regulatory and cyber benefits included in your malpractice policy or to learn about or purchase other common insurance products, such as business owners and workers compensation policies; employment practices, directors and officers, and managed care errors and omissions liability insurance; and ERISA fiduciary bonds, contact Dana Carulli at NAS at 877.808.6277 or dcarulli@nasinsurance.com.
Reduce exposures that can lead to patient slips and falls
There are some proactive steps you can take to make your office safer for patients.
- Make sure work areas are neat, clean, and orderly. Provide safe and adequate space for patients to maneuver around your office and exam rooms.
- Ensure that carpets and rugs are well secured to the floor to prevent bunching up or tripping hazards.
- Inspect outside areas. Redirect sprinklers aimed at pedestrian walkways and eliminate algae or mold that may have formed on surfaces, making them slippery. Correct uneven areas, cracks, or depressions in sidewalks or entrance areas.
