Policyholder Services



Is coverage available to me before I complete my residency?

If your residency program is insured through OMIC, you may be covered for your residency activities by OMIC through a “slot” position under the residency program’s insurance policy.

If you are applying for coverage unrelated to your residency, you may submit your application at any time. However, your coverage will not become effective until you have completed your residency.  Because most residency programs prohibit moonlighting, coverage is generally not available for moonlighting activities but may be provided if you have received written approval from your residency program.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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